Carbon: Mobile Banking & Loans

Gano Carbon, bankin dijital na Afirka duka mai jagorancin bashi. Yana ba ka cikakken iko kan kuɗinka, yana mai da sarrafa kuɗi abu mai sauƙi. Manhajarka ce guda ɗaya don ingantaccen banki da tsarin kuɗinka. Ka gaji da rikitarwa a sarrafa kuɗinka na kashin kai? Carbon ya zo don sauya fasalin yadda kake mu'amala da banki, biyan kuɗi, kashewa, har ma da tara kuɗi. Ka yi ban kwana da cajojin banki boyayyu, dogayen layuka, da tarin takardu marasa adadi. Tare da sabis na banki na zamani da Carbon ke bayarwa, zaka samu ikon sarrafa al'amuran kuɗinka gaba ɗaya daga tafin hannunka, ka more sauƙi da gaskiya mara misali a kowace mu'amala.

Carbon yana kawo maka damar samun riba mai yawa a kan ajiyarka, inda kuɗinka ke muku aiki. Zaka iya tara kuɗi cikin hikima kuma ka samu riba har zuwa kashi 20% a shekara. Haka kuma, Carbon yana samar da basussuka masu ma'ana don taimaka maka cimma burinka ba tare da damuwa ba. Zaka iya samun bashi daga ₦10,000 zuwa ₦1,000,000 tare da lokacin biya daga kwana 61 zuwa watanni 12, da kuma kashi na riba tsakanin 4.5% zuwa 30% a wata. Adadin riba mafi girma a shekara (Max APR) shine 195%. Babu buƙatar jingina ko mai bada shaida, kuma babu wani ɓoyayyen caji. Misali, idan ka ci bashi ₦1,000,000 na watanni 12 da kashi 4.5% na riba a wata, jimillar kuɗin da zaka biya shine ₦1,540,000, tare da APR na 54%. Bugu da ƙari, akwai Carbon Zero, wata hanya mai wayo ta saya yanzu, biya daga baya ba tare da riba ba. Raba biyan kuɗinka zuwa makonni shida ko kuma kashi huɗu na wata-wata don abubuwan da kake so.

Tare da katin kudi na Carbon mai taken #PinkPassport, samun kuɗin tsabar hannu zai zama tarihi. Wannan katin bashi ne mai ƙarfi da zai baka damar biyan kuɗi a ko'ina cikin Najeriya. Kana da cikakken ikon sarrafa katinka kai tsaye daga Dashboard ɗinka: saita iyakar kashewa, toshe masu ciniki, kunna ko kashe amfani da ATM, POS, ko intanet. Carbon yana tabbatar da gaskiya gabaɗaya, tare da sanarwar mu'amala kai tsaye da kuma cikakken bayani game da duk kashe-kashenka. Aika da karɓar kuɗi nan take, kuma ka more maido da kuɗi ta atomatik idan mu'amala ta gaza. Abokan cinikin Carbon suna cikin aminci da tsaro, inda NDIC ke bayar da inshora ga ajiyar kuɗi, kuma Carbon Microfinance Bank yana da lasisi kuma yana ƙarƙashin kulawar Babban Bankin Najeriya (CBN) mai lamba RC: 1642222. Fiye da abokan ciniki miliyan 5 sun dogara ga Carbon don sarrafa kuɗinsu, kashewa, da ajiye kuɗi a kowace rana.